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The Medicare Birthday Rule can allow you to switch Medicare Supplement (Medigap) plans without medical underwriting, but only in certain states and within a limited time window. In this video, we explain exactly how the Medicare Birthday Rule works, who qualifies, which states allow it, and how it can help you lower your Medigap premium without losing coverage. You’ll learn the difference between the Medicare Birthday Rule and guaranteed issue rights, what plans you can switch to, and common mis
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The Medicare Birthday Rule can allow you to switch Medicare Supplement (Medigap) plans without medical underwriting, but only in certain states and within a limited time window. In this video, we explain exactly how the Medicare Birthday Rule works, who qualifies, which states allow it, and how it can help you lower your Medigap premium without losing coverage. You’ll learn the difference between the Medicare Birthday Rule and guaranteed issue rights, what plans you can switch to, and common mis
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